HDFC Banking & Financial Services Fund
Current Fund Size :
N.A.
₹17.59
NAV
14.45% p.a.
Overall Return
-1.11%
1-Day Change
0.77%
Expense Ratio
₹ 4,041 Cr
AUM (Fund Size)
4+ yrs
Fund Age
Investment Policy
Benchmark
NIFTY Financial Services TRI
Risk Level
High Risk
Min. Investment
SIP: ₹500 & Lumpsum: ₹1000
Exit Load
1.0%
Lock-in Period
Nil
Capital Gains Tax Rules (Equity)
STCG (Before 1 Year)
Returns taxed at 20% if you redeem before 1 year
LTCG (After 1 Year)
After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Age of Fund
4 yrs 3 m since Jun 11, 2021
Current Value (Example)
N.A.
Returns Ratio
N/A
Holdings Lists
| # | Company Name | Sector | Instrument | % of Assets |
|---|---|---|---|---|
| 1 | HDFC Bank Ltd. | Financial | Equity | 21.50% |
| 2 | ICICI Bank Ltd. | Financial | Equity | 17.66% |
| 3 | Axis Bank Ltd. | Financial | Equity | 7.08% |
| 4 | State Bank of India | Financial | Equity | 5.56% |
| 5 | Kotak Mahindra Bank Ltd. | Financial | Equity | 4.60% |
| 6 | AU Small Finance Bank Ltd. | Financial | Equity | 3.82% |
| 7 | Bajaj Finance Ltd. | Financial | Equity | 3.10% |
| 8 | SBI Life Insurance Company Ltd. | Insurance | Equity | 2.86% |
| 9 | Karur Vysya Bank Ltd. | Financial | Equity | 2.34% |
| 10 | Shriram Finance Ltd | Financial | Equity | 2.27% |
| 11 | Five-Star Business Finance Ltd. | Financial | Equity | 2.18% |
| 12 | Home First Finance Company India Ltd. | Financial | Equity | 2.14% |
| 13 | Can Fin Homes Ltd. | Financial | Equity | 2.06% |
| 14 | HDFC Life Insurance Co Ltd. | Insurance | Equity | 2.02% |
| 15 | Nippon Life India Asset Management Ltd. | Financial | Equity | 1.97% |
| 16 | SBFC Finance Ltd. | Financial | Equity | 1.83% |
| 17 | Max Financial Services Ltd. | Financial | Equity | 1.78% |
| 18 | Indusind Bank Ltd. | Financial | Equity | 1.41% |
| 19 | ICICI Lombard General Insurance Company Ltd. | Insurance | Equity | 1.38% |
| 20 | Equitas Small Finance Bank Ltd. | Financial | Equity | 1.34% |
| 21 | 360 One Wam Ltd. | Financial | Equity | 1.24% |
| 22 | Power Finance Corporation Ltd. | Financial | Equity | 1.10% |
| 23 | Medi Assist Healthcare Services Ltd. | Services | Equity | 1.06% |
| 24 | PNB Housing Finance Ltd. | Financial | Equity | 1.00% |
| 25 | Mahindra & Mahindra Financial Services Ltd. | Financial | Equity | 0.99% |
| 26 | Bandhan Bank Ltd. | Financial | Equity | 0.96% |
| 27 | National Securities Depository Ltd | Financial | Equity | 0.79% |
| 28 | Aptus Value Housing Finance India Ltd. | Financial | Equity | 0.71% |
| 29 | One Mobikwik Systems Ltd. | Services | Equity | 0.63% |
| 30 | Canara Bank | Financial | Equity | 0.51% |
| 31 | Fusion Finance Ltd. | Financial | Equity | 0.45% |
| 32 | Fusion Finance Ltd- Partly Paid-up Equity Shares (Rights Issue). | Financial | PPE | 0.19% |
Peer Comparison: Returns & Risk Ratios
| # | Fund Name | Annualized Returns | Risk Ratios | Other Details | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 3 Year | 5 Year | Std. Deviation | Beta | Sharpe Ratio | Sortino Ratio | AUM | Fund Age | Expense Ratio | ||
| 1 | HDFC Banking & Financial Services Fund | 2.72% | 19.17% | N.A. | 12.85 | 0.89 | 0.75 | 1.60 | 4,041 Cr | 4 yrs 3 m | 0.77% |
| 2 | Sundaram Financial Services Opportunities Fund | -1.21% | 20.59% | 24.49% | 13.28 | 0.91 | 0.82 | 1.67 | 1,460 Cr | 12 yrs 8 m | 0.79% |
| 3 | Invesco India Financial Services Fund | 4.06% | 22.76% | 23.83% | 12.91 | 0.83 | 1.02 | 1.73 | 1,392 Cr | 12 yrs 8 m | 0.83% |
| 4 | Nippon India Banking & Financial Services Fund | 3.39% | 19.79% | 26.91% | 12.10 | 0.84 | 0.87 | 1.80 | 6,990 Cr | 12 yrs 8 m | 0.99% |
| 5 | SBI Banking & Financial Services Fund | 9.3% | 21.05% | 23.7% | 11.90 | 0.81 | 0.96 | 2.04 | 8,371 Cr | 10 yrs 7 m | 0.77% |
| 6 | Tata Banking and Financial Services Fund | 4.93% | 20.42% | 22.53% | 13.17 | 0.91 | 0.85 | 2.34 | 2,819 Cr | 9 yrs 9 m | 0.47% |
Trailing Returns vs. Category Average
| # | Period | Fund Return | Category Average |
|---|---|---|---|
| 1 | 1 Month | 1.9% | 2.1% |
| 2 | 3 Months | -5.5% | -4.25% |
| 3 | 6 Months | 7.97% | 8.26% |
| 4 | 1 Year | 2.72% | 3.93% |
| 5 | 2 Years | 15.12% | 17.36% |
| 6 | 3 Years | 19.17% | 19.75% |
| 7 | 4 Years | 13.08% | 13.79% |
Related Funds
| # | Fund Name | AUM | Return 1y | Return 5y | url |
|---|---|---|---|---|---|
| 1 | HDFC Infrastructure Fund | 2,483 Cr | -4.88% | 35.18% | View Detail |
| 2 | HDFC Small Cap Fund | 36,294 Cr | -0.18% | 31.02% | View Detail |
| 3 | HDFC Focused Fund | 22,444 Cr | 4.07% | 30.28% | View Detail |
| 4 | HDFC Flexi Cap Fund | 81,936 Cr | 3.62% | 29.91% | View Detail |
| 5 | HDFC Mid Cap Fund | 83,105 Cr | -1.42% | 29.41% | View Detail |
| 6 | HDFC Large and Mid Cap Fund | 26,158 Cr | -4.52% | 26.78% | View Detail |
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